Signs of Overtrading and how you can fix it
Have you heard of the term "overtrading"? and do you know what it means? Overtrading is when a business expands too fast without the...
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Humairaa Moola
- Jan 23
- 2 min
Learn and Grow - Three Business Tips
It might seem an odd thing to say "There's no such thing as failing in business" but there isn't. I'm not talking about businesses...
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Humairaa Moola
- Dec 21, 2022
- 3 min
Accounting advice for small business growth and cash flow
“Building wealth is not sexy; it’s boringly consistent. Your daily principles are what grows your net asset value.” 1. Employment Tax...
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Humairaa Moola
- Nov 30, 2022
- 1 min
What is a Profit and Loss Statement and why do I need it?
A profit & loss statement (P&L aka income statement) is a financial report that shows your total income, total expenses and net income...
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Humairaa Moola
- Nov 16, 2022
- 1 min
Paying yourself as a Business owner
The difference between a hobby and a business... a hobby will cost you money and a business will pay you 💸 Wondering how to pay yourself...
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Humairaa Moola
- Nov 2, 2022
- 1 min
5 ways to take your business seriously
Here are 4 ways to start taking your business seriously: 💸 Register your business. Protect yourself + your personal assets by getting...
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Humairaa Moola
- Oct 19, 2022
- 1 min
Doing your own bookkeeping? Here's what you need to know
Trying to DIY your bookkeeping? You NEED these four things 👇🏻 ✓ A separate bank account... running expenses through your personal...
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Humairaa Moola
- Oct 5, 2022
- 5 min
Working from Home - The pros and cons.
I've worked from home since covid - 2020 - and I love it! But for many it can present many challenges: Being in the same place 24-7 The...
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Humairaa Moola
- Aug 31, 2022
- 5 min
The list of essential and unnecessary start-up expenses - Part 1
You’ve probably heard the old “you need to spend money to make money” cliché. But let’s face it: when you’re starting a business, the...
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Humairaa Moola
- Aug 3, 2022
- 3 min
What is the difference between Bookkeeping and Accounting?
Bookkeeping vs Accounting: what’s the difference? Many new entrepreneurs wonder whether there is a difference between bookkeeping and...
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Humairaa Moola
- Jul 20, 2022
- 1 min
Basic VAT Do's and Don'ts
Here is a list of basic rules once you become a VAT vendor: · Find out which VAT cycle applies to your business and submit your VAT...
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Humairaa Moola
- Jul 6, 2022
- 2 min
When to register Your Business for VAT? - VAT P1
What is VAT? VAT was introduced in South Africa in September 1991, replacing a pre-existing regime known as the General Sales Tax (GST)....
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Humairaa Moola
- Jun 29, 2022
- 3 min
Late Payments
It’s the moment we dread – that big invoice we needed to be paid on time hasn’t been paid and now we are panicking as there are bills...
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Humairaa Moola
- Jun 15, 2022
- 3 min
Give your business a boost with the Employment Tax Incentive
In this year’s State of the Nation Address (SONA), President Cyril Ramaphosa emphasised the role of government in helping businesses...
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Humairaa Moola
- Jun 1, 2022
- 3 min
How to Create a Business Budget
Taking the time to create a comprehensive budget may seem like a lot of work, but it will help you to unlock the financial insights you...
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Humairaa Moola
- May 18, 2022
- 2 min
Approaches to Business Budgeting that align with your goals
For businesses, particularly small businesses, preparation, and budgeting go hand-in-hand. Whether you’re running your first marathon,...
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Humairaa Moola
- Apr 20, 2022
- 3 min
10 ways that our Accounting Services will Add Value to Your Small Business
Everyone wants an accountant’s help when tax season strikes. Few people, however, know the kind of value HM Accounting can add outside of...
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Humairaa Moola
- Apr 6, 2022
- 4 min
Pricing Correctly: A path to running a profitable business in 2022
We have seen considerable changes in customer behaviour as challenges such as the pandemic, the unrest in July, and rolling blackouts...
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Humairaa Moola
- Mar 30, 2022
- 3 min
Salary VS Drawings: How to pay yourself as a business owner
Making money was probably at the top of your goal list when you decided to start your business. However, most business owners struggle...
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Humairaa Moola
- Mar 16, 2022
- 2 min
How Much Should You Pay Yourself?
As a business owner, you don’t want to take too much and drain your business. However, you also don’t want to take less than what you...
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